Monthly Archives:: January 2015

Pension Withdrawal Rates

Posted by & filed under Finance.

Retirement calculators and pension withdrawal calculators are fundamentally flawed. This is not an issue as long as you are aware of their inherent weaknesses. As mentioned in our pension withdrawal guide there is no ideal amount that can be safely withdrawn upon retirement. Be too conservative and you’ve unnecessarily limited your income though, by contrast,… Read more »

QROPS Rule Changes May Provide Another Advantage…

Posted by & filed under Pension rules, QROPS, QROPS pension transfers.

Qualified Recognised Overseas Pension Schemes (QROPS) have the potential to benefit from similar pension changes afforded to UK based policies announced in the 2014 UK budget. At this point, HMRC are in a consultation process so there still remains uncertainty around exactly how pension law will be amended for QROPS. What follows is based on… Read more »

Tips to Avoid Poor Financial Advice

Posted by & filed under Finance, UK Pensions.

Wealth, it has a huge impact over you and your family’s lifestyle. Finding someone to trust in these matters can be difficult. Unfortunately there are times when unscrupulous or misguided advice is provided. Using individuals who are regulated and qualified does not, in itself, guarantee protection against bad advice. What follows are key areas that… Read more »

Pension Withdrawal Guide

Posted by & filed under Finance.

With the imminent arrival of new pension rules providing you with complete control over your pension pot, now may be the time to consider your main options available on retirement. Only annuities give a guarantee that you will receive a certain income, possibly increasing, for the rest of your life. As such, this article’s aim is… Read more »

Retirement Options Following New UK Pension Rules

Posted by & filed under Finance.

With the imminent arrival of new pension rules providing you with complete control over your pension pot, now may be the time to consider the main options available upon retirement. All have their advantages & disadvantages. Annuities These financial products are designed to provide a guaranteed income for the rest of your life in exchange… Read more »

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